Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 70 verdicts and 1 cross-contract pattern.
Versioned longitudinal profile — each pass deepens as new events arrive.
Shared payout account detected across different insureds within the referral cluster. Pattern reclassified as suspected collusion ring; flag raised at critical severity.
Claim series on referral-linked customers now shows single-hospital concentration and monotonic amount escalation; customer-graph analysis initiated.
Baseline profile. Below-median production with unusually protection-heavy mix; claims frequency slightly above cohort — retained for observation, no actionable signal.
Reviewed beneficiary setup with Oh Kwangsoo after divorce finalized. Change form submitted.
Choi Bora referred by an existing client. First meeting, intro to needs analysis. Positive.
Birthday call to Choi Bora. Mentioned nephew getting married — possible referral.