Noh Youngsook’s book
POL-2025-116024Claims collusion
Hanbit Everyday Accident Guard
Choi Jungsook · ₩36k/mo · Inforce · applied Oct 20, 2025
Contract risksimulated
71.0High
Engine verdict
simulatedProtection contract inside a suspected claims-collusion cluster.
Referral-cluster policyholderHigh
Policyholder belongs to a closed referral chain sharing an address block and phone prefix.
Protection stackingHigh
Hospitalization/surgery cover stacked ahead of an escalating claim series.
Contract facts
The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.
- Product
- Hanbit Everyday Accident Guard · Accident
- Policyholder
- Choi Jungsook
- Monthly premium
- ₩36k
- Status
- Inforce
- Applied
- Oct 20, 2025
- Issued
- Oct 23, 2025
- Happycall
- Failed
- Replacement declared
- No
- Comparison notice
- —
- Payer relation
- Self
Rolls into agent flag
Referral-linked customer cluster with escalating claims at a single clinic
FLG-2026-0812
This contract’s findings are part of the evidence for the agent-level pattern.
Writing agentNoh Youngsook
AGT-1010 · Gangnam Branch Office 2
Legal basis
보험사기방지 특별법 제5조의2 (보험사기행위 알선·권유 등 금지)
누구든지 보험사기행위를 알선·권유·유인하거나 광고하는 행위를 하여서는 아니 된다.
보험업법 제102조의3 (모집종사자의 금지행위)
모집종사자는 보험사기행위를 하거나 이를 방조·교사하는 행위를 하여서는 아니 된다.
Analysis record
- Engine
- signalgraph-contract-analyzer
- Version
- sim-0.4 · v3
- Analyzed
- Jul 21, 2026
- Trigger
- Event Update
- Status
- Review Required
- Input fingerprint
- sha256:78439375…
Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.