Noh Youngsook’s book
POL-2025-116023Claims collusion
Hanbit Total Health Shield
Oh Hojin · ₩152k/mo · Inforce · applied Sep 25, 2025
Contract risksimulated
78.0High
Engine verdict
simulatedProtection contract inside a suspected claims-collusion cluster.
Referral-cluster policyholderHigh
Policyholder belongs to a closed referral chain sharing an address block and phone prefix.
Protection stackingHigh
Hospitalization/surgery cover stacked ahead of an escalating claim series.
Contract facts
The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.
- Product
- Hanbit Total Health Shield · Health
- Policyholder
- Oh Hojin
- Monthly premium
- ₩152k
- Status
- Inforce
- Applied
- Sep 25, 2025
- Issued
- Sep 29, 2025
- Happycall
- Pending
- Replacement declared
- No
- Comparison notice
- —
- Payer relation
- Self
Rolls into agent flag
Referral-linked customer cluster with escalating claims at a single clinic
FLG-2026-0812
This contract’s findings are part of the evidence for the agent-level pattern.
Writing agentNoh Youngsook
AGT-1010 · Gangnam Branch Office 2
Legal basis
보험사기방지 특별법 제5조의2 (보험사기행위 알선·권유 등 금지)
누구든지 보험사기행위를 알선·권유·유인하거나 광고하는 행위를 하여서는 아니 된다.
보험업법 제102조의3 (모집종사자의 금지행위)
모집종사자는 보험사기행위를 하거나 이를 방조·교사하는 행위를 하여서는 아니 된다.
Analysis record
- Engine
- signalgraph-contract-analyzer
- Version
- sim-0.4 · v3
- Analyzed
- Jul 21, 2026
- Trigger
- Event Update
- Status
- Review Required
- Input fingerprint
- sha256:71438870…
Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.