Foresight
Noh Youngsook’s book
POL-2026-102793

Hanbit Smart Term 20

Cho Yoonseo · ₩90k/mo · Inforce · applied Mar 18, 2026

Contract risksimulated
26.0Low

Engine verdict

simulated

No conduct signal — metrics within cohort norms.

No findings — production, payment, and service signals on this contract are within cohort norms.

Contract facts

The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.

Product
Hanbit Smart Term 20 · Term Life
Policyholder
Cho Yoonseo
Monthly premium
₩90k
Status
Inforce
Applied
Mar 18, 2026
Issued
Mar 24, 2026
Happycall
Completed
Replacement declared
No
Comparison notice
Payer relation
Spouse
Agent rollup

No agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.

Writing agent
Noh Youngsook
AGT-1010 · Gangnam Branch Office 2
Analysis record
Engine
signalgraph-contract-analyzer
Version
sim-0.4 · v1
Analyzed
Feb 9, 2026
Trigger
Initial Batch
Status
Complete
Input fingerprint
sha256:65d612e6…

Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.