Cho Hyunseok’s book
POL-2026-108468
Hanbit Smart Term 20
Hong Somin · ₩52k/mo · Inforce · applied Feb 17, 2026
Contract risksimulated
21.0Low
Engine verdict
simulatedNo conduct signal — metrics within cohort norms.
No findings — production, payment, and service signals on this contract are within cohort norms.
Contract facts
The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.
- Product
- Hanbit Smart Term 20 · Term Life
- Policyholder
- Hong Somin
- Monthly premium
- ₩52k
- Status
- Inforce
- Applied
- Feb 17, 2026
- Issued
- Feb 19, 2026
- Happycall
- Skipped
- Replacement declared
- No
- Comparison notice
- —
- Payer relation
- Spouse
Agent rollup
Writing agentNo agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.
Cho Hyunseok
AGT-1026 · Gangnam Branch Office 2
Analysis record
- Engine
- signalgraph-contract-analyzer
- Version
- sim-0.4 · v1
- Analyzed
- Feb 9, 2026
- Trigger
- Initial Batch
- Status
- Complete
- Input fingerprint
- sha256:b9ca7d83…
Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.