Kim Soyul’s book
POL-2026-103919
Hanbit Smart Term 20
Lee Donghyun · ₩76k/mo · Inforce · applied Jan 21, 2026
Contract risksimulated
13.0Low
Engine verdict
simulatedNo conduct signal — metrics within cohort norms.
No findings — production, payment, and service signals on this contract are within cohort norms.
Contract facts
The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.
- Product
- Hanbit Smart Term 20 · Term Life
- Policyholder
- Lee Donghyun
- Monthly premium
- ₩76k
- Status
- Inforce
- Applied
- Jan 21, 2026
- Issued
- Jan 23, 2026
- Happycall
- Completed
- Replacement declared
- No
- Comparison notice
- —
- Payer relation
- Other
Agent rollup
Writing agentNo agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.
Kim Soyul
AGT-1015 · Seoul Central Branch Office 1
Analysis record
- Engine
- signalgraph-contract-analyzer
- Version
- sim-0.4 · v1
- Analyzed
- Feb 9, 2026
- Trigger
- Initial Batch
- Status
- Complete
- Input fingerprint
- sha256:e56376bf…
Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.