Baek Soyul’s book
POL-2025-111172
Hanbit Smart Term 20
Kang Hojin · ₩107k/mo · Surrendered · applied Oct 2, 2025
Contract risksimulated
16.0Low
Engine verdict
simulatedNo conduct signal — metrics within cohort norms.
No findings — production, payment, and service signals on this contract are within cohort norms.
Contract facts
The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.
- Product
- Hanbit Smart Term 20 · Term Life
- Policyholder
- Kang Hojin
- Monthly premium
- ₩107k
- Status
- Surrendered
- Applied
- Oct 2, 2025
- Issued
- Oct 5, 2025
- Surrendered
- Jul 11, 2026
- Happycall
- Completed
- Replacement declared
- No
- Comparison notice
- —
- Payer relation
- Self
Agent rollup
Writing agentNo agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.
Baek Soyul
AGT-1042 · Gangnam Branch Office 2
Analysis record
- Engine
- signalgraph-contract-analyzer
- Version
- sim-0.4 · v1
- Analyzed
- Feb 9, 2026
- Trigger
- Initial Batch
- Status
- Complete
- Input fingerprint
- sha256:8a2435be…
Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.