Foresight
Seo Siwoo’s book
POL-2025-110662

Hanbit Smart Term 20

Lim Jiyoung · ₩97k/mo · Lapsed · applied Apr 7, 2025

Contract risksimulated
25.0Low

Engine verdict

simulated

No conduct signal — metrics within cohort norms.

No findings — production, payment, and service signals on this contract are within cohort norms.

Contract facts

The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.

Product
Hanbit Smart Term 20 · Term Life
Policyholder
Lim Jiyoung
Monthly premium
₩97k
Status
Lapsed
Applied
Apr 7, 2025
Issued
Apr 10, 2025
Lapsed
Jan 12, 2026
Happycall
Completed
Replacement declared
No
Comparison notice
Payer relation
Self
Agent rollup

No agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.

Writing agent
Seo Siwoo
AGT-1039 · Seoul Central Branch Office 1
Analysis record
Engine
signalgraph-contract-analyzer
Version
sim-0.4 · v1
Analyzed
Feb 9, 2026
Trigger
Initial Batch
Status
Complete
Input fingerprint
sha256:aa4c5b47…

Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.