Kwon Changmin’s book
POL-2023-112365
Hanbit Smart Term 20
Shin Minseok · ₩61k/mo · Lapsed · applied Apr 8, 2023
Contract risksimulated
21.0Low
Engine verdict
simulatedNo conduct signal — metrics within cohort norms.
No findings — production, payment, and service signals on this contract are within cohort norms.
Contract facts
The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.
- Product
- Hanbit Smart Term 20 · Term Life
- Policyholder
- Shin Minseok
- Monthly premium
- ₩61k
- Status
- Lapsed
- Applied
- Apr 8, 2023
- Issued
- Apr 13, 2023
- Lapsed
- Aug 10, 2025
- Happycall
- Completed
- Replacement declared
- No
- Comparison notice
- —
- Payer relation
- Self
Agent rollup
Writing agentNo agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.
Kwon Changmin
AGT-1052 · Seoul Central Branch Office 2
Analysis record
- Engine
- signalgraph-contract-analyzer
- Version
- sim-0.4 · v1
- Analyzed
- Feb 9, 2026
- Trigger
- Initial Batch
- Status
- Complete
- Input fingerprint
- sha256:a5c53d3d…
Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.