Foresight
Lim Sujin’s book
POL-2022-115746

Hanbit Smart Term 20

Oh Jiho · ₩97k/mo · Declined · applied May 11, 2022

Contract risksimulated
22.0Low

Engine verdict

simulated

No conduct signal — metrics within cohort norms.

No findings — production, payment, and service signals on this contract are within cohort norms.

Contract facts

The ledger fields the verdict reads. Highlighted values are the ones that tripped a finding.

Product
Hanbit Smart Term 20 · Term Life
Policyholder
Oh Jiho
Monthly premium
₩97k
Status
Declined
Applied
May 11, 2022
Issued
Happycall
Replacement declared
No
Comparison notice
Payer relation
Self
Agent rollup

No agent-level flag draws on this contract. It contributes its verdict to the writing agent’s book rollup.

Writing agent
Lim Sujin
AGT-1066 · Seoul Central Branch Office 2
Analysis record
Engine
signalgraph-contract-analyzer
Version
sim-0.4 · v1
Analyzed
Feb 9, 2026
Trigger
Initial Batch
Status
Complete
Input fingerprint
sha256:2cdb08e8…

Mirrors the sales.contract_analysis row the engine will write. Values are simulated preview.