Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 233 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Kim Sujin asked whether existing cancer plan covers proton therapy. Confirmed rider terms, sent summary.
Kim Sujin complained about app login. Helped reset. Also asked about policy loan rate.
Moon Sangwoo complained about app login. Helped reset. Also asked about policy loan rate.
Moon Sangwoo referred by Song Sera. First meeting, intro to needs analysis. Positive.