Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 128 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Address updated after move to Hanam Misa.
Met Heo Sunwoo near Jamsil Lotte tower. Reviewed current coverage; gap on critical illness. Will prepare proposal.
Proposal presented: Hanbit Golden Years Annuity. Jang Kwangsoo to discuss with spouse. Follow up next week.
Address updated after move to Gangnam-gu.