Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 61 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Renewal season touch. Dropped small gift (under policy limit) and calendar at Bae Yerin's shop.
Visited Nam Yeji's office. Discussed CEO plan and corporate tax angle. Follow-up in 2 weeks.
Met Seo Youngho with an existing client. Family group plan discussion — three members, staggered start.
Visited Kim Jiyoung's office. Discussed CEO plan and corporate tax angle. Follow-up in 2 weeks.