Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 433 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Address updated after move to Yangcheon-gu.
Renewal season touch. Dropped small gift (under policy limit) and calendar at Jang Seoyeon's shop.
Proposal presented: the dollar whole life. Jang Seoyeon to discuss with spouse. Follow up next week.
Seminar follow-up. Yang Yeji attended tax briefing, interested in annuity for spouse.
Birthday call to Choi Youngho. Mentioned nephew getting married — possible referral.