Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 47 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Han Seoyeon complained about app login. Helped reset. Also asked about policy loan rate.
Renewal season touch. Dropped small gift (under policy limit) and calendar at Kang Sunwoo's shop.
Renewal season touch. Dropped small gift (under policy limit) and calendar at Kang Sunwoo's shop.
Customer cited budget pressure; retention offer declined.
Seminar follow-up. Ahn Seongmin attended tax briefing, interested in annuity for spouse.