Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 46 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Met Baek Seoah near Yeouido IFC mall. Reviewed current coverage; gap on critical illness. Will prepare proposal.
Quick check-in with Hong Jiyoung. Premium burden OK after job change. Keep monitoring.
Hong Jiyoung considering canceling savings plan for apartment down payment. Advised on partial withdrawal instead.
Quick check-in with Jung Sunwoo. Premium burden OK after job change. Keep monitoring.
Ahn Jungsook referred by an existing client. First meeting, intro to needs analysis. Positive.