Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 43 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Seminar follow-up. Jang Chaewon attended tax briefing, interested in annuity for spouse.
Needs analysis session done. Jung Sunhwa risk appetite conservative, priority = family protection.
Yoo Dongwook asked whether existing cancer plan covers proton therapy. Confirmed rider terms, sent summary.
Seminar follow-up. Jung Sunhwa attended tax briefing, interested in annuity for spouse.
Park Kwangsoo referred by an existing client. First meeting, intro to needs analysis. Positive.