Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 295 verdicts and 1 cross-contract pattern.
Versioned longitudinal profile — each pass deepens as new events arrive.
Completion-call backlog grew to 11 uncured cases; flagged as process-hygiene issue, no conduct co-signals.
Baseline profile. Strong producer; minor completion-call backlog noted.
Quick check-in with Bae Siwoo. Premium burden OK after job change. Keep monitoring.
Kim Harin asked whether existing cancer plan covers proton therapy. Confirmed rider terms, sent summary.
Status: Son Changmin delaying decision to next quarter. Budget tight after interior renovation.
Payment method switched to payroll deduction at customer request.