Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 842 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Reviewed beneficiary setup with Yang Changmin after divorce finalized. Change form submitted.
KTX ride back — call with Moon Jungmin, wants to compare our dollar WL vs bank ELS. Set meeting Fri.
Long call with Seo Gaeun re: mother's hospitalization claim process. Walked through documents.