Every contract in the book is scored on its own. This agent’s risk is the analyzer’s rollup of those 290 verdicts and 0 cross-contract patterns.
Versioned longitudinal profile — each pass deepens as new events arrive.
Baseline profile computed from the full book: production, persistency, payment hygiene, and service cadence all within cohort norms. No signals; next scheduled deepening on new-event triggers.
Payment method switched to card at customer request.
Quarterly client appreciation: calendars + coffee gift sets (170,000 KRW total).
Reviewed beneficiary setup with Bae Heejin after divorce finalized. Change form submitted.
Call w/ Kang Gaeun. Asked about term upgrade premium level. Sending illustration tomorrow.
Reviewed beneficiary setup with Min Minjun after divorce finalized. Change form submitted.